Military Lending

The Pioneer Services vision is to improve operational readiness through education and services that enhance quality of life and financial independence for military families. As part of this commitment, we offer personal unsecured loans to service members who have traditionally been underserved by banks and credit unions.

With loan products up to $10,000 for active-duty and career-retired military service members, as well as Department of Defense employees, service members can discover a disciplined way to manage their debt while meeting their cash needs.

To find out more, visit Pioneer Military Lending, or visit a Pioneer Services office for assistance. Most loan applications can be processed within a few hours, and all loan applicants receive our excellent customer service. Applicants should have a current copy of their LES to receive immediate service.

We are so confident in our products that we offer a 15 day, no-cost return policy. We encourage you to share the terms of your loan with your chain of command, your financial advisor, and even shop around to see if you can obtain a better deal. If you are dissatisfied for any reason with your military loan, simply return the funds within 15 days at no cost and with no penalty.

Standard Loan

With an installment loan you repay the debt over a specific period of time (term) with set monthly payments that don't change.
  • Military Loans from $500 - $10,000
  • Up to 36-month terms
  • Available to all ranks and branches
  • Competitive interest rates
  • Debt Management - Reduce debt from high interest credit cards and/or payday loans, which have high fees

Specialty Loans

We have developed specialty loan products to help solve a variety of needs confronting military families.


Bereavement Loan

Provides financial help when you’re facing the loss of a loved one or dealing with a family emergency. It requires a direct referral from your commander or the Red Cross describing the emergency. You will receive priority processing.

  • Up to $1000 interest free for three months
  • Or 9.95% APR with a longer term

You can apply today .



Home Leave Assistance Loan

The Home Leave Assistance Loan is designed to help get you, our American military heroes, home to your family by providing needed funds for airfare, gas money, a hotel room, or other necessities while on the road. Your application will receive priority processing.

  • Get up to $1,000 at 9.95% APR
  • Available for active-duty military members of all ranks who participate in the current R&R program in Iraq and Afghanistan (Operation Iraqi Freedom or Enduring Freedom)
  • Easy monthly payments
  • Spouses of military service members who have General Power of Attorney can apply

You can apply today.



Disaster Relief Loan

When you are affected by a disaster, getting emergency funds fast can be difficult. We offer a product that provides those living in a disaster area (as declared by state or federal government).

  • Up to $1,000
  • Three-months same as cash
  • APR as low as 9.95% with a longer term

You can apply today.



Convalescent Leave Loan

Two types of convalescent leave loans are available that can cover expenses of wounded service members and their families. If you are verified as wounded in combat by your leadership or chaplain and have a financial need, you are eligible.

  • $1000 interest free for six months
  • Or $1500 at 9.95% APR

You can apply today.



NewPath LoanSM

In response to the FDIC’s request for a responsible alternative to payday loans, Pioneer Services offers the NewPath Loan. It’s a simple, affordable loan with a bonus: You get a $1,000 loan, a savings account with a $50 reward, and free financial education to help you get out of — or avoid — the debt cycle. Some other highlights:

  • A one-time loan of $1,000 available to all ranks
  • Paid off in 9 manageable monthly installments of $123.92, with no pre-payment penalty
  • Total cost of the loan is just $115.28
  • Instead of triple-digit payday loan interest rates, an interest rate of 18% (total APR of 26.87%)
  • A $50 reward in a NewPath Savings Account for paying off the loan on time

Visit a Pioneer Services office to apply.



Help Loan

We understand that service members can find themselves in difficult financial situations. And many times, when you need a little extra cash to make ends meet or to pay for unexpected expenses, visiting a payday loan company may seem like your best option. However, with high fees and automatic rollover practices, payday loans can put service members into an endless debt cycle. We have developed a safe, low-cost alternative to payday loans—the Help Loan. The Help Loan is a short-term, non-renewable loan designed to meet immediate cash needs.

  • One time loan of $500 (non-renewable, non-rollover)
  • Four equal monthly payments of $131.31
  • Total fees and interest $25.24
  • Maximum APR of 24%

You can apply today.

 

Military mortgages made easy!

Select A Mortgage Loan To Fit Your Financial Situation. Let our experienced Lenders help you decide which type of loan will be right for you.
>> Start the process today!

All applications are subject to our credit policies.