http://www.pioneerservices.com/podcast/default.cfm en-us ℗ & © 2010 Pioneer Services Part of the Pioneer Educational Podcast Series Pioneer Services no The Financial PEP Talk is part of the Pioneer Educational Podcast series, and another component of the award-winning financial education program offered by Pioneer Services, the Military Banking Division of MidCountry Bank. These short podcasts (six to 10 minutes) cover a variety of financial topics and are designed to give you the information you need in a way that's easy to understand—and with tips you can actually use. Built upon the knowledge gained from more than 77 years in the finance industry, the Financial PEP Talk series is a great way for you to learn more about your finances, and can help you take control of your money before it takes control of you. Subscribe to the Financial PEP Talk today and gain the money management skills you need for a lifetime of financial success. To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. The Financial PEP Talk is part of the Pioneer Educational Podcast series, and another component of the award-winning financial education program offered by Pioneer Services, the Military Banking Division of MidCountry Bank. These short podcasts (six to 10 minutes) cover a variety of financial topics and are designed to give you the information you need in a way that's easy to understand—and with tips you can actually use. Built upon the knowledge gained from more than 77 years in the finance industry, the Financial PEP Talk series is a great way for you to learn more about your finances, and can help you take control of your money before it takes control of you. Subscribe to the Financial PEP Talk today and gain the money management skills you need for a lifetime of financial success. To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. Pioneer Services podcast@pioneerservices.com Pioneer Services The easiest, but most overlooked, part of a financial plan. Welcome to the Financial PEP Talk, part of the Pioneer Educational Podcast series, and another component of the award-winning financial education presented by Pioneer Services, the Military Banking Division of MidCountry Bank. In this episode of the Financial PEP Talk, we give you tips on how to set financial goals. Far too often, people just set their goals as something generic, such as "being rich" or "retiring early." But they rarely develop a plan on how to make those financial goals a reality. This podcast will go through the goal-setting process step by step—from discussing them with your family, to breaking them out into easier-to-manage segments, to follow-through, you'll learn how to not only set goals, but also how to meet them. Subscribe to the Financial PEP Talk today and start taking control of your money before it takes control of you. To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode1_SettingGoals.mp3 Wed, 16 April 2010 12:00:00 GMT 7:44 credit, finance, education, financial education, banking, Pioneer Services, money, Pioner, learning, wealth, money, goals Pioneer Services Going beyond the basic budget Welcome to the Financial PEP Talk, part of the Pioneer Educational Podcast series, and another component of the award-winning financial education presented by Pioneer Services, the Military Banking Division of MidCountry Bank. This episode of the Financial PEP Talk details how you can go beyond just a basic budget to create a true spending and savings plan that helps you become more active with your finances. After listening, you will have the tools you need to track and cut spending, prioritize your debts, and follow-through with a plan on how to spend (and save) your money. So subscribe to the Financial PEP Talk today and start taking control of your money before it takes control of you! To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode2_SpendingSavingsPlan.mp3 Wed, 16 April 2010 12:00:00 GMT 7:16 credit, finance, education, financial education, banking, Pioneer Services, money, Pioner, learning, budgeting, debt Pioneer Services How the Credit CARD act affects your rights as a credit card holder. Welcome to the Financial PEP Talk, part of the Pioneer Educational Podcast series presented by Pioneer Services, the Military Banking Division of MidCountry Bank. This episode of the Financial PEP Talk covers the Credit CARD Act. Specifically, it looks at the three main aspects of the CARD Act—interest rates, fees, and billing practices—so you can better understand what the changes are, and how they will affect both your credit card statement and your rights as a credit card holder. Listen to the Financial PEP Talk today and start taking control of your money before it takes control of you. To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode3_Card_Act.mp3 Wed, 16 April 2010 12:00:00 GMT 9:30 Pioneer Services, credit, finance, education, financial education, banking, money, Pioner, Congress, government, law, creditcards Pioneer Services How to make your next trip more affordable and less stressful. Welcome to the Financial PEP Talk, part of the Pioneer Educational Podcast series, and another component of the award-winning financial education presented by Pioneer Services, the Military Banking Division of MidCountry Bank. This episode of the PEP Talk covers the ways you can save on your next family vacation. From travel, to lodging, to ways to save once there, this podcast will give you the info you need to make your next trip more affordable, and less stressful. Subscribe to the Financial PEP Talk today and start taking control of your money before it takes control of you! To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode4_VacationSavings.mp3 Tue, 15 Jun 2010 12:00:00 GMT 10:30 vacation, financial, finances, saving, money, banking Pioneer Services The VA Home Loan program: your answer to affordable home ownership. This episode of the Financial PEP Talk covers the VA Home Loan program, which has helped millions of military families realize the American dream of homeownership. With the housing market full of available and affordable properties, now is a good time for military families to buy a house—whether they're getting ready to retire from the service, in the National Guard and reserves, or even on active duty thanks to fewer moves in the modern military. This podcast will give you information about the VA loan process, how to find a good lender, and how to look for the little things that can make a big difference in turning a house into a home. So subscribe to the Financial PEP Talk today and start taking control of your money before it takes control of you! To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode5_VALoans.mp3 Wed, 30 Jun 2010 12:00:00 GMT 9:52 mortgage, VA loan, housing, military, financial, finances, lending, money, banking, investing, borrowing Pioneer Services Simple tips to make your military deployment go easier Military deployments can be stressful enough without having to worry about your finances. This podcast gives you some seemingly-small tips that can actually make a big difference in ensuring you can focus on your military duties, rather than money problems back home. Subscribe to the Financial PEP Talk today and start taking control of your money before it takes control of you! To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode6_Deployment.mp3 Tue, 10 Aug 2010 12:00:00 GMT 5:14 military, deployment, financial, finances, money, deploymnt Pioneer Services Get what you want, without the debt you don't! The key to a successful holiday season isn&apot how much you spend or how many presents you buy—it&apos about spending smart. Learn how you can get the things you want this year without getting a pile of credit card and other bills to start the next one, and make your holiday season financially bright! To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode7_HolidaySpending.mp3 Tue, 9 Nov 2010 12:00:00 GMT 7:59 holiday, spending, financial, finances, money, budget, spending tips, Christmas, shopping Pioneer Services Get the most out of your gift card dollar Gift cards are the most requested gift during the holidays, and this podcast can make sure you get the most out of your gift card dollar. From new federal consumer protections to what to look for when buying an e-gift card, this podcast can help you make this holiday season one to remember! Subscribe to the Financial PEP Talk today and start taking control of your money before it takes control of you! To download and MP3 of this and our other podcasts, visit PioneerServices.com/podcast. And for all of Pioneer Services' financial education materials, visit PioneerServices.com/education. http://www.pioneerservices.com/podcast/mp3/Episode8_GiftCards.mp3 Mon, 20 Dec 2010 12:00:00 GMT 7:37 holiday, gift card, shopping, consumer, finance, money, Pioneer, Pioneer Services, Christmas Pioneer Services How to organize and pay down debt the right way Learn how to prioritize and reduce your debt! Three simple strategies can make your finances stronger, your credit score higher, and your financial future most certainly brighter. Subscribe to the Financial PEP Talk today and take control of your money before it takes control of you. Visit PioneerServices.com/podcast to download any of our Financial PEP Talks. http://www.pioneerservices.com/podcasts/mp3/Episode9_DebtPrior.mp3 Wed, 21 Jan 2011 19:00:00 GMT 7:24 debt, tips, money, finance, banking, education, Pioneer Services, Pioneer Services Use the factors that make up a score to increase yours Credit scores can be quite confusing, especially when it comes to how to improve one. This podcast explains the factors that go into a credit score and, more importantly, how to use those factors to your advantage and increase yours. So listen today and find out how to increase your credit score and secure your financial future. Subscribe to the Financial PEP Talk feed, or visit www.PioneerServices.com/podcast to download past episodes of the Financial PEP Talk. http://www.pioneerservices.com/podcasts/mp3/Episode10_CreditScore.mp3 Thur, 22 Sep 2011 19:00:00 GMT 5:38 credit, credit score, credit report, money, personal finance, banking, education, saving money, Pioneer Services,