Articles

Financial Education Articles

The following articles cover a wide-range of topics, and all are aimed at improving your quality of life and helping you reach financial independence.

E-VIP -- How to save money
The Winter 2012 E-VIP newsletter shows you how and where to save.

Curing the holiday debt hangover
If you have found yourself with a migraine from holiday bills, this article can help you cure it.

How to organize and pay down debt the right way
Take control of and reduce your debt by prioritizing it the right way! Three simple strategies, mixed with a few easy-to-remember tips, can make your finances stronger, your credit score higher, and your financial future most certainly brighter.

Making your tax refund work for you
What's the best thing to do with your tax refund? How about using it to secure your financial future? This article can show you how to do just that.

Going mobile: Protecting your mobile device is quick and easy
The rise of high-powered smartphones, netbooks and other mobile devices has fundamentally changed the way we interact with the world around us. This article explains how to keep those device (and the information on them) safe and secure.

Calculating your net worth
For many people, trying to calculate their net worth probably seems unimportant, or only for those who are rich. But figuring out your net worth is an important part of a financial plan, no matter how much money you make, so learn how to do so with this article.

The basics of investing
Investing isn't just reserved for the wealthy! Anyone can make their money work for them through a number of financial instruments, and this article gives a basic overview of the options available.

A pre-deployment checklist for military families
The tips in this article can help military families better prepare for the stressful time of deployment, and may help mitigate some unnecessary difficulties associated with a loved one's departure and return.

How you can still make $1 million ... even if you serve in the military
Believe it or not, you can still have $1 million by retirement -- even if you have served in the military -- and this article tells you how.

The 2010 guide to gift cards
Get the most out of your gift card this holiday season with these easy-to-follow tips and information.

Tips for smart holiday spending
Learn how to get what you want this holiday season, but without all of the debt you don't.

A VA Loan may be your answer to homeownership
The VA Home Loan program has helped millions of military families realize the American dream of homeownership. This article will give you information about the VA loan process, how to find a good lender, and how to look for the little things that can make a big difference in turning a house into a home.

Keep your spending on track this holiday season
With the economy still in a recession, money may be hard to find during the holidays. But with a new online budgeting tool and some smart spending, the season can be plenty bright for you and your family.

New federal credit card protections: what you really need to know
The federal Credit CARD Act has created new rules for credit card issuers, many of which will benefit consumers. Learn what those changes are, and how they'll affect your bill.

Giving back to those who serve
National Military Appreciation Month is a time to honor all of those who have served, and are serving, our nation. This article provides you with some ideas on how you and your family can do so.

Military retirees and online banking: securely save time and money
New technology and security advancements have torn down the walls between what used to be done kneecap-to-kneecap and what can now be done over the Internet. This article explains the advantages of managing your money online, including ways to protect your information and finances while doing so.

Make room for the holidays in your budget
The holiday season is approaching and, if you’re like most Americans, you haven’t even started to think about what to get friends and family. When you do, however, the following suggestions can help you get what you need while maintaining fiscal sanity.

What military families should look for when choosing financial institutions
People choose a bank or credit union for a variety of reasons. For military families, there are certain considerations that must be taken into account due to the nature of military life. This article provides things to look for when choosing a financial institution, and how to gain trust in it.

Tips to save money
Learn ways your family can save money and be financially successful during tough economic times.

What to do with your economic stimulus check
Millions of Americans—including military families—will soon start receiving checks as part of the economic stimulus plan. This article gives you suggestions on how to use your check to improve your financial situation.

Important changes to credit reports for 2008
Several changes coming soon will affect your credit score. This article explains what these changes are and how to use them to your advantage.

Military families eligible for tax stimulus checks
Military families are able to receive the economic stimulus checks being sent out beginning May 2008. But they need to follow a few steps to get their money—this article shows how to do so and provides other information about the economic stimulus plan.

Money saving tips and tricks for your next vacation
It's almost vacation time, and this article details ways your family can save money, whether you're going across town or across the country.

Preparing for financial emergencies: Simple advice for military families
An emergency savings account is a vital part of a good financial strategy. Learn how to set one up, even on a limited income.

Affordable gift giving
Don't suffer from the post-holiday financial blues! Find out how to give friends and families great gifts without destroying your finances.

How military families can save money on college
As tuition continues to rise, paying for college can become a financial nightmare. This article gives you tips on how to make it a little easier.

Corporate social responsibility: A strategy for success
Corporate Social Responsibility (CSR) is more than just a public relations tool -- it's a way that companies can affect positive change in their communities. This article provides strategies to implement an effective CSR plan.

The Dos and Don'ts of teaching kids about money
Understanding the concept of money doesn't come naturally to a child, but this article can make it easy.

Twelve tips for online borrowing
When it comes to borrowing money online, a customer needs to be educated and ready to ask key questions regarding the transaction, and this article can help.

Gone phishing: A bit of prevention, a byte of cure
Phishing scams defraud millions of dollars from consumers and ruin the reputations of countless companies. This article shows you how to protect yourself and ways to stop them from happening in the future.

Risk-based pricing
Learn about the many different factors that lenders use when deciding on whether or not to approve a loan and what interest rate a customer receives.

The true cost of borrowing
When looking at different lending options, it's important to look at more than interest rates and APR. There are many other costs that affect how much you wind up paying.

Car buying tips
Everyone needs a car, but not everyone knows how to get the best deal. These tips can save you thousands of dollars on your next automobile purchase.

Budgeting: A marriage's dirty word
More than half of all divorces are caused by money problems. This article can show you and your spouse how to come to an agreement and live happily ever after.

Borrowing on your terms
When borrowing money, there are many ways to compare cost. This article highlights two of the most common: the APR and the term, or length, of the transaction.

Financial independence requires money management
A synopsis of some of the techniques you can use to better manage your money and build wealth -- even on a limited budget.

Protect yourself against identity theft
Learn how to protect yourself from the fasting growing crime in America.

Living out your dreams and within your means
So why should you learn how to take better care of your money? This article shows you why financial education is important and how it can help you and your family "live out your dreams and within your means."

Where to turn in times of need
This article provides links to numerous resources for military families.

Defining terms: Interest rate and APR
Interest Rate and APR are definitely the most commonly confused terms in lending. This article helps clear up that confusion.

Hope for the best ... plan for the worst
No one wants to think about being the victim of a natural disaster, but preparation can make what is often a tragic time much easier. This article can help you prepare.